Terms of Use

Plain Figures provides mathematical calculation tools for informational and educational purposes. We are not a financial adviser, broker, insurer, lender, or regulated professional service. Nothing on this site constitutes financial, investment, tax, insurance, or legal advice.

All calculators produce indicative results based on the inputs you provide and standard mathematical formulas. Results are approximations. They do not account for all real-world factors, individual circumstances, regulatory changes, tax variations, or lender-specific criteria.

Plain Figures is provided "as is" without warranty of any kind — express, implied, or statutory. We do not warrant that calculations are error-free, complete, or suitable for any specific purpose.

You use Plain Figures at your own risk. You are solely responsible for any decisions made on the basis of results from this site. Before making significant financial decisions, you should consult a qualified professional appropriate to your situation.

To the fullest extent permitted by applicable law, Plain Figures and its operators accept no liability for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of, or reliance on, this site or its calculators.

All content on Plain Figures — including calculators, guides, code, and design — is the property of Plain Figures. You may use the site for personal, non-commercial purposes. You may not copy, reproduce, scrape, republish, or redistribute content without express written permission.

Automated data extraction (scraping, crawling beyond normal indexing) is not permitted.

Where the site links to external tools, resources, or services, we are not responsible for their content, accuracy, or practices. A link does not constitute endorsement.

We may modify, suspend, or discontinue any part of Plain Figures at any time without notice. We may update these terms — continued use after updates constitutes acceptance.

These terms are governed by the laws of Germany. Any disputes arising from use of Plain Figures shall be subject to the exclusive jurisdiction of the courts of Germany, to the extent permitted by applicable consumer protection law in your country of residence.

Questions about these terms: help@plainfigures.org