P05 / RISK HEAT MAPPROFESSIONAL TOOLISO 31000 framework

Risk Score & Heat Map Generator

Score risks by likelihood and impact, plot them on a 5x5 heat map, and compare pre- vs post-mitigation positions. Editable risk register with Critical / High / Medium / Low classification.

GuideRisk Heat Maps: Likelihood, Impact, and Their Limits
Risk and Coverage Cluster

Professional users usually need to move between exposure sizing, limit adequacy, and scenario modelling. This cluster keeps those supporting paths shallow and crawlable.

Current Risk Heat Map
Negligible
Minor
Moderate
Major
Catastrophic
Almost Certain
5
10
15
20
25
Likely
4
8
12
16
20
Cyber Attack
Possible
3
6
9
12
Key Person
Supply Chain
15
Business Interruption
Unlikely
2
4
6
Employee Liability
8
Property Damage
Reputational Damage
10
Regulatory /
Rare
1
2
3
4
5
← IMPACT →
↑ LIKELIHOOD
LOW
MEDIUM
HIGH
CRITICAL
1
CRITICAL
4
HIGH
3
MEDIUM
0
LOW
INDICATIVE ONLY — Risk scores are a modelling tool, not an actuarial assessment. Likelihood and impact ratings are subjective. Results do not constitute professional risk advice. Consult a qualified risk manager or insurer for formal risk assessments.
Cluster Hubs

Use these organising pages when you want the main calculators and supporting guides for this topic grouped in one place.

Open the risk management and coverage hubGroup exposure, coverage, limit, and capital tools within one professional cluster.Open the advisory analytics and automation hubKeep adjacent professional guides and commercial tools connected in one organiser page.
Related Calculators

Move sideways to closely related calculators without leaving the same topic cluster.

Use the Business Interruption Sum InsuredCalculate BI sum insured using gross profit, trend uplift, indemnity period, and ICOW.Use the Coverage Gap AnalysisMap policy limits against exposures across property, liability, BI, and cyber lines.Use the Total Cost of Risk (TCOR)Aggregate premiums, retained losses, admin, and risk control costs. Four scenario comparison.Use the Cyber Risk ExposureEstimate breach costs, risk score, and recommended cover limit based on security controls.
Related Guides

Use these supporting explainers when you need the formula, assumptions, or decision framing behind the numbers.

Business Interruption Sum Insured: How It WorksWork through BI sum-insured logic and indemnity-period sizing.Human Life Value: How Income Replacement Maths WorksKeep protection-gap and income-replacement framing attached to the broader coverage cluster.Cyber-Resilient Agency: Protecting Client DataConnect breach exposure to control investment and coverage planning.Cyber Insurance Limits: How Adequacy Is EstimatedKeep cyber-limit adequacy and the supporting exposure logic inside the same protection path.