16 / CRISIS SIMULATOR
Financial Crisis Survival Simulator
Simulate job loss, inflation shock, or a financial emergency. See exactly how long your savings would last — and how much longer with emergency expense cuts.
Savings and Compounding Cluster
This cluster connects savings growth, compounding, savings goals, retirement projections, and emergency-fund planning so users can move from formula to decision path quickly.
Critical — immediate action needed
Runway: 4 months without cuts
Your Current Situation
Cash, easy-access accounts only
The Crisis Scenario
Emergency Income Replacement
0%
Total job loss
Cost of Living Shock
Emergency Expense Cuts
30%
Cancel subscriptions, reduce dining, etc.
Survival Runway
Without Expense Cuts
4 months
Monthly burn: £3,750
With 30% Expense Cuts
6 months
Monthly burn: £2,625
Savings Run Out Around
July 2026
without cuts or income
Burndown Projection
M1
£11,250
M3
£3,750
M6
ZERO
M9
ZERO
M12
ZERO
M15
ZERO
M18
ZERO
M21
ZERO
M24
ZERO
M27
ZERO
M30
ZERO
M33
ZERO
No cuts
With 30% cuts
Cluster Hubs
Use these organising pages when you want the main calculators and supporting guides for this topic grouped in one place.
Browse the savings calculators hubUse the savings hub to compare runway planning with emergency-fund and long-term saving decisions.Open the savings and compound hubGroup growth, goal, retirement, and emergency-fund pages under one savings path.Open the overpayment and offset hubUse the adjacent mortgage strategy hub when a cash question becomes a borrowing question.
Related Calculators
Move sideways to closely related calculators without leaving the same topic cluster.
Use the Savings GrowthHow compound interest grows your savings with regular contributions.Use the Compound InterestHow compounding frequency affects your effective annual rate.Use the Save for a GoalHow long to reach a target, or what monthly saving hits a deadline.Use the Retirement SavingsProject your pension pot, including employer contributions and inflation.
Related Guides
Use these supporting explainers when you need the formula, assumptions, or decision framing behind the numbers.