06 / RETIREMENT
Retirement Savings Calculator
Project your pension pot at retirement age. Includes employer contributions, inflation adjustment, and a safe withdrawal rate estimate for monthly income.
Savings and Compounding Cluster
This cluster connects savings growth, compounding, savings goals, retirement projections, and emergency-fund planning so users can move from formula to decision path quickly.
Personal Details
Contributions
Total: £600/mo
Assumptions
Projection at age 65 (30 years)
Projected Pension Pot
£445,144
in today's money (inflation-adjusted)
Estimated Monthly Income
£1,484
based on 4% annual safe withdrawal rate
Total Contributions
£241,000
Investment Growth
£204,144
85% gain
Pot Growth by Age
36
£33,181
40
£68,842
44
£109,715
48
£156,560
52
£210,251
56
£271,788
60
£342,317
64
£423,152
65
£445,144
Contributions
Growth
⟳ Annual allowance 2025/26: £60,000 gross. State pension full entitlement: £11,502/year.
Cluster Hubs
Use these organising pages when you want the main calculators and supporting guides for this topic grouped in one place.
Browse the retirement calculators hubKeep retirement-pot, drawdown, and contribution questions grouped under the retirement hub.Open the savings calculators hubStart with the main savings category hub for growth, goals, resilience, and recurring-cost trade-offs.Open the savings and compound hubGroup growth, goal, retirement, and emergency-fund pages under one savings path.
Related Calculators
Move sideways to closely related calculators without leaving the same topic cluster.
Use the Savings GrowthHow compound interest grows your savings with regular contributions.Use the Compound InterestHow compounding frequency affects your effective annual rate.Use the Save for a GoalHow long to reach a target, or what monthly saving hits a deadline.Use the Subscription DrainTrue 10-year cost of subscriptions and investment opportunity cost.
Related Guides
Use these supporting explainers when you need the formula, assumptions, or decision framing behind the numbers.