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Calculator Directory

Financial Calculators Organised by Decision Path

Plain Figures works best when the main money pages are grouped by job rather than left as a flat list. These category hubs help users and crawlers move from the core calculator to the most relevant supporting tools and guides without hitting thin navigational dead ends.

Start with the category that matches the decision: mortgage cost, savings progress, long-term investing, retirement planning, income and borrowing, or professional risk and advisory analysis.

Mortgage CalculatorsBrowse repayment, affordability, overpayment, offset, and housing comparison pages from one mortgage category hub.Savings CalculatorsUse the savings hub for growth, savings goals, emergency buffers, recurring-cost drag, and short-run resilience decisions.Investing CalculatorsKeep compound growth, future-value thinking, and after-tax return context inside one investing calculator path.Retirement CalculatorsFocus on pension growth, employer contributions, drawdown support, and contribution planning in one retirement hub.Income, Tax, and BorrowingUse this hub when salary, freelance pricing, borrowing, and affordability belong to the same decision path.Risk Management and CoverageUse this hub for business interruption, life-value, cyber, risk-scoring, coverage, and capital-model calculators used by brokers and risk teams.Advisory Analytics and AutomationGroup the advisory economics and automation tools with their support guides so professional pages are not orphaned from the main calculator directory.Lifestyle and RunwayKeep TDEE, recurring-cost, lifestyle-creep, and financial-runway tools discoverable together when the question sits between wellbeing, cash flow, and resilience.

Mortgage Calculators

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Browse repayment, affordability, overpayment, offset, and housing comparison pages from one mortgage category hub.

Mortgage RepaymentMonthly payment, total interest, and full cost over any term.Mortgage AffordabilityThe maximum you can borrow based on income, deposit, and stress test.Mortgage OverpaymentInterest saved and years removed by paying extra each month.Offset MortgageHow savings reduce mortgage interest and shorten your term.Rent vs BuyLong-term financial outcome of renting against buying.
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Savings Calculators

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Use the savings hub for growth, savings goals, emergency buffers, recurring-cost drag, and short-run resilience decisions.

Savings GrowthHow compound interest grows your savings with regular contributions.Save for a GoalHow long to reach a target, or what monthly saving hits a deadline.Financial Crisis SimulatorHow long your savings last if you lose your job or costs double.Subscription DrainTrue 10-year cost of subscriptions and investment opportunity cost.Lifestyle Inflation TrackerCompare current vs entry-level spending and the 10-year opportunity cost.
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Investing Calculators

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Keep compound growth, future-value thinking, and after-tax return context inside one investing calculator path.

Compound InterestHow compounding frequency affects your effective annual rate.Savings GrowthHow compound interest grows your savings with regular contributions.Retirement SavingsProject your pension pot, including employer contributions and inflation.Salary Take-HomeNet pay after tax — UK, Germany, USA, France, Netherlands, Australia.
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Retirement Calculators

Open hub

Focus on pension growth, employer contributions, drawdown support, and contribution planning in one retirement hub.

Retirement SavingsProject your pension pot, including employer contributions and inflation.Savings GrowthHow compound interest grows your savings with regular contributions.Compound InterestHow compounding frequency affects your effective annual rate.Salary Take-HomeNet pay after tax — UK, Germany, USA, France, Netherlands, Australia.
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Income, Tax, and Borrowing

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Use this hub when salary, freelance pricing, borrowing, and affordability belong to the same decision path.

Salary Take-HomeNet pay after tax — UK, Germany, USA, France, Netherlands, Australia.Freelance Rate CalculatorWork backwards from desired salary to minimum hourly and day rate.Loan RepaymentMonthly repayments and true APR on any loan or credit agreement.Mortgage AffordabilityThe maximum you can borrow based on income, deposit, and stress test.
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Risk Management and Coverage

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Use this hub for business interruption, life-value, cyber, risk-scoring, coverage, and capital-model calculators used by brokers and risk teams.

Business Interruption Sum InsuredCalculate BI sum insured using gross profit, trend uplift, indemnity period, and ICOW.Human Life Value / Life InsurancePresent value of future earnings, debts, and obligations to find the true insurance gap.Cyber Risk ExposureEstimate breach costs, risk score, and recommended cover limit based on security controls.Total Cost of Risk (TCOR)Aggregate premiums, retained losses, admin, and risk control costs. Four scenario comparison.Risk Score & Heat MapScore risks by likelihood and impact. 5×5 heat map, editable register.SCR Estimator (Solvency II)Estimate Solvency Capital Requirement using standard formula principles.Coverage Gap AnalysisMap policy limits against exposures across property, liability, BI, and cyber lines.Loss Event Probability ModelerExpected annual loss from risk events using triangular distributions.Cyber Insurance Limit RecommenderEstimate cyber limit adequacy from revenue, records, industry, and security controls.
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Advisory Analytics and Automation

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Group the advisory economics and automation tools with their support guides so professional pages are not orphaned from the main calculator directory.

LTV & CAC CalculatorCustomer Lifetime Value, CAC ratio, and payback period. DCF-based LTV with scenario modelling.
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Lifestyle and Runway

Open hub

Keep TDEE, recurring-cost, lifestyle-creep, and financial-runway tools discoverable together when the question sits between wellbeing, cash flow, and resilience.

TDEE & Calorie CalculatorTotal daily energy expenditure, BMR, BMI, and macro targets.Subscription DrainTrue 10-year cost of subscriptions and investment opportunity cost.Lifestyle Inflation TrackerCompare current vs entry-level spending and the 10-year opportunity cost.Financial Crisis SimulatorHow long your savings last if you lose your job or costs double.
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